Personal Checking

Personal Checking Account Types

Regular Checking

• Interest Rate - 0.4%
• Minimum Balance - $25
• E-Statements - Yes

The account that allows you the ability to set the fee structure most suited for your needs.

Now Checking

• Interest Rate - 0.4%
• Minimum Balance - $50
• E-Statements - Yes

An interest-bearing checking account perfect for those needing availability of funds with the added benefit of competitive interest rates. 

• $1,000 Opening Balance
• Minimum balance of $1,000 required to earn interest (Interest compounded on daily balance and paid monthly)
• Rates vary based on account balance
• Unlimited check writing
• Internet/Mobile/Text Banking
• Unlimited Online Bill Pay
• Debit Card
• Conditions & Fees
• $10 monthly service charge if minimum daily balance falls below $1,000

We use the daily balance method to calculate the interest on this account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

Senior Checking

Enjoy all the benefits of our most popular checking account plus exclusive extras for clients 55 and over.

• Free Debit Card Alerts1

• Free Mobile Banking with
• Mobile Check Deposit1
• Free Online Banking
• Free eStatements & eNotices
• Unlimited Check Writing
• Free Bill Pay
• Free Checks Provided By Our Vendor

Youth Checking

Help Your Kids Manage Money

Start your child on the right financial path. Our checking account is a kids bank account that comes with tools you can use to help teach your child smart money management. As a parent, you'll be able to:

• Sign up for text alerts, such as account balance.
• Give your child limited, secure access to usaa.com.
• Choose whether or not your child can transfer money and make deposits.
• Transfer money into the account at any time.

Interest Rates, Minimum Balance, and
eStatement information.