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Small-Business Loans

Learn how you can access capital for your business with the best small-business lenders.

By Jessica Merritt

Updated: Aug. 2, 2021

Small-business loans can help you start or expand an existing business. And during the coronavirus pandemic, small-business financing could help your business stay afloat amid disaster. Loan programs from direct lenders and the Small Business Administration, including the SBA Paycheck Protection Program, can infuse working capital loans and other financial support when you need it the most.

Read on to learn about the financing options small-business owners have, including SBA loan programs, working capital loans and real estate loans. Learn how small-business loans work and how you can find the best business loan to start, expand or maintain your small business.

What you’ll learn:

  • How do small-business loans work?
  • What small-business loans are available?
  • Who can apply for a small-business loan?
  • How can you choose the best small-business loan?

What Are the Best Small-Business Loans?

  • BlueVine: Best for bad credit
  • Biz2Credit: Best for loan options
  • Funding Circle: Best for fixed monthly payments
  • OnDeck: Best for short loan terms
  • Rapid Finance: Best for product availability
  • TD Bank: Best for quick disbursement

Methodology: U.S. News conducted an in-depth review of the best small-business loan companies to recommend the best business loans from traditional and alternative lenders. Factors including customer service ratings, product availability and loan terms were used to select the best small-business loan providers.

These lenders are a good starting point for most businesses. But there is no one-size-fits-all loan that is perfect for every business, so you should carefully research each small-business financing option yourself.

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